The Hixme Solution

We saw what others couldn’t. We saw beyond traditional.


Real Cost Savings
Guaranteed.


Hixme’s unique model can reduce your costs by at least 10 percent, while maintaining or improving coverage.


Hixme trims away unnecessary costs (like over insuring) and streamlines your benefit process.



Freedom from
Limitations.


The Hixme model frees you from limitations of traditional benefit structures.


• Ends rigid participation requirements
• Stops rate volatility and lessens risk
• Gets rid of stop loss insurance
• Frees workers to choose a different plan and carrier for each dependent

More Protection for
Your Workers.


Hixme Health Bundlesgo beyond traditional and include on-demand safety net coverages for your workers.


According to Aflac, over half your workforce cannot afford large, surprise medical bills - because 78 percent of them are living paycheck to paycheck.


Actual Hixme Client Savings

Say goodbye to these traditional coverage restrictions

One Plan, One Carrier rule

Stop loss insurance required

Rigid requirements for participation and contributions

Rate increases due to catastrophic adverse claims experience…ever

Limits on plans available to your workers in different states

Annual design cycle for your coverage…ever again

Here’s how the Hixme Solution works

We start with a Core Health Plan

A health plan that covers your worker’s critical needs, local to where each worker or dependent lives. Here is a sampling of the more than 170 different carriers Hixme works with.

Next, we add on-demand Safety Net Coverages.

We call this a Hixme Health BundleTM

Next, we add on-demand Safety Net Coverages.

We call this a Hixme Health Bundle

NON-HOSPITAL RELATED
Safety Net Coverage

Includes:

  • Additional limits on copayments for physician visits and prescriptions.
  • Additional cash when care is accident-related.

HOSPITAL RELATED
Safety Net Coverage

Includes:

  • Additional discounts on patient balances.
  • Interest-free payment plans on patient balances.
  • Additional insurance coverages
  • Additional cash when care is accident-related.

Optional
HIXME PLUS SAFETY NET

Includes:

  • Additional protection beyond the Bundle.
  • Applied to your claims after the other safety-net Bundle features have been applied.

Next, we add Wrap-Around Coverage that fills core health plan gaps

...with Right-Fitting CoverageTM

The WorkPlace MarketPlatform — a simple online benefits shopping experience for workers. Backed by Hixme’s BundleMeproprietary algorithm, the platform considers each family member’s individual needs and preferences.

Workers see an easy-to-understand comparison of multiple coverage options and costs, empowering them to select the Right-Fitting Coverage for each family member.

Powered by the Hixme WorkPlace MarketTM Platform

Here's how Right-Fitting CoverageTM Works

The Blakes’ son, Michael, has asthma and requires more coverage to meet his needs.

With Traditional Coverage
Everyone in the Blake family would have to have the SAME plan. This means OVER insuring everyone else in the family, resulting in high plan costs.

With Hixme Coverage
Each family member can pick the level of coverage that meets their individual needs.

Plus…
The Hixme WorkPlace Market™ makes it easy to find the Right-Fitting Coverage for each family member.

The results:

Right-Fitting CoverageTM for each family member.

Cost reductions for the company AND lower costs for the Blakes.

CONTACT AN EXPERT

Streamline your Benefits Process

For Your HR and Benefit Team

  • Reduced administrative complexity and costs
  • Streamlined benefits enrollment
  • Annual coverage level redesign is eliminated

For your Finance Team

  • Reduce overall benefit costs
  • Automated Payroll deductions and carrier settlements
  • Integrations with Accounting and Reporting (e.g. 1095 forms)

For Your HR and Benefit Team

  • Reduced administrative complexity and costs
  • Streamlined benefits enrollment
  • Annual coverage level redesign is eliminated

For your Finance Team

  • Reduce overall benefit costs
  • Automated Payroll deductions and carrier settlements
  • Integrations with Accounting and Reporting (e.g. 1095 forms)

Hixme makes it easy to get off the traditional benefits treadmill, reduce costs and improve your workers’ benefits.

Contact us for a customized audit.

CONTACT AN EXPERT

The ModelMeTM Custom Audit

Using your the company’s unique data, Hixme’s sophisticated ModelMe algorithm generates a 5-year forecast of the impact of migrating workers to Hixme’s innovative benefits platform. See the difference that Hixme can make.